If you or a family member were injured in a Houston car crash caused by another party’s negligence, you are entitled to pursue compensation for your damages.
However, what if the at-fault party or their insurance company refuses to cover your damages? You may still be able to pursue lost compensation.
Having a skilled personal injury attorney in Houston from West Loop Law and the Law Office of Nhan Nguyen, MD, JD on your side can help protect your legal rights and pursue financial compensation for damages, including medical bills, lost income, pain and suffering, and other damages associated with the accident.
How Does Fault Work in Texas?
Texas is a fault state, meaning that drivers who are found to be liable for a collision resulting in injuries and other damages are liable for covering the resulting expenses. In order to be found at fault, the driver has to be at least 51% responsible for causing the crash.
However, even when the liable party is found legally responsible for causing the accident, there are cases where the insurance provider will try to avoid covering the damages. If this is an issue with your claim, you should consult with a skilled Houston personal injury lawyer immediately.
Depending on the circumstances of your case, you may have three different options to recover lost compensation. Your Houston car accident lawyer can advise you with the best option for your claim.
The options to pursue compensation are:
- Pursue compensation from the insurance company of the at-fault driver. If you or your attorney can provide evidence that the accident was caused by the negligence of the other party, you may be able to recover lost compensation from his or her insurance provider.
- Try to obtain coverage from your own insurance provider. If the at-fault driver is uninsured or underinsured, you may be able to recover lost compensation from your own auto insurance provider, depending on your level of coverage.
- File a lawsuit against the insurance company of the at-fault party. If you are unable to recover compensation from either insurance provider, you may be able to file a lawsuit and have the jury decide if you are entitled to compensation for your damages.
Why Would the Insurance Company Refuse to Cover My Damages?
There are many potential reasons why an insurance provider would attempt to avoid paying for a claim, including:
- Compensation disputes. The insurance provider disagrees with your demands regarding your sustained damages. Insurers have a reputation of trying to save money by denying or devaluing claims. You and your Houston personal injury lawyer may need to provide additional evidence showing the extent of your injuries.
- Fault disputes. If the insurance provider believes that you are liable for the accident, they may attempt to use this as a reason to dispute payment. Having a qualified lawyer investigate your accident can help you prove that you are not liable for the crash.
- Bad faith insurers. In some cases, insurance providers will deny your claim for even the slightest reasons, including using your own statement against you. It is crucial that you have a lawyer on your side to handle all communication with insurers in order to protect your claim.
Contact a Licensed Houston Personal Injury Attorney
If find yourself struggling to obtain adequate coverage for your personal injury claim, you need to seek immediate legal assistance from a licensed personal injury attorney.
West Loop Law and the Law Office of Nhan Nguyen, MD, JD is here to make sure that you recover the full value of your claim. Our Houston personal injury lawyers will fight for the compensation you need to pay for your damages including medical bills, lost wages, pain and injury, and other expenses related to your accident. Give us a call today at 713-840-7200 to see how we can help if you have been unfairly injured in a collision.
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