When you hear the term catastrophic injury, you may not quite understand how it may impact a claim for compensation following an accident in Houston TX. Many residents of our city suffer devastating injuries that can have a long-term impact on their lives.
If you or a loved one has suffered a catastrophic injury, you need a catastrophic injury lawyer in Houston who has dealt with similar cases in the past. West Loop Law and the Law Office of Nhan Nguyen, MD, JD is here to fight to ensure that the at-fault party is held responsible by helping you during your hour of need.
Types of Catastrophic Injuries
A catastrophic injury is defined as a physical or mental injury that significantly alters a person’s life, well-being, or capacity to provide for oneself. The following are some examples of catastrophic injuries:
- Wrongful death
- Spinal Cord Injury
- Traumatic Brain Injury
- Severe Burns
- Amputation
- Severe Disfigurement or Scarring
- Paralysis
- Paraplegia
- Quadriplegia
Getting Coverage After Suffering a Catastrophic Injury
One of the most difficult challenges that victims of catastrophic accidents confront is figuring out how to pay for future expenses. Drivers in Texas only need to carry $30,000 in coverage per person, and many other states have even fewer requirements. Your lawyer must evaluate all alternatives if you have suffered a catastrophic injury, including:
- Is there a corporate defendant who may be held liable?
- What insurance coverage is available?
- Was the tortfeasor acting as an employee at the time?
- Is it possible to attach assets to the judgment?
- Does Dram Shop liability apply?
- Are there any other parties that may be held liable?
You should know that your attorney examined all of these possibilities following a catastrophic accident.
Future Considerations Following a Catastrophic Injury
If you have a party that can be held responsible for the full degree of your disability after suffering a catastrophic accident, there are a few factors you should think about while settling your case. Some things to think about include:
- Will you require a life care plan to meet your needs?
- How will future medical costs be covered?
- Are you in need of home healthcare aid now or in the future?
- Are you eligible for Medicare, Medicaid, or Social Security Disability benefits?
- Is it necessary for you to complete a Medicare set aside?
- Is your settlement going to be paid out as an annuity or a lump sum?
In addition to these factors, there may be many other things to consider when determining whether you will be able to return to work in the future, such as:
- Will you be forced to change careers?
- Will you be able to return to work at some point?
- Will you need to go through a work-hardening program?
- Is it necessary for you to take a functional capacity test?
- Will you incur a significant loss in wage-earning capacity in the future?
- How long do you expect to be working?
- Are you being incorrectly placed at maximum medical improvement?
In order to estimate your potential losses, all of the aforementioned issues may need to be addressed. Your Houston catastrophic injury lawyer must be ready to talk about these issues with you in order to best arrange for your future with the available resources.
Personal Injury Lawyers in Houston TX
If you or a loved one has been injured due to someone else’s negligence, contact the Houston personal injury lawyers at West Loop Law and the Law Office of Nhan Nguyen, MD, JD for help. Our legal team possesses the essential information, abilities, and legal competence to successfully handle every aspect of your claim. We can speak with the insurers to defend your right to a favorable settlement or verdict, and if required, file a lawsuit on your behalf in court to protect your rights. We represent the interests of ordinary people, not the demands of big businesses.
Nhan Nguyen, MD, JD and Nader Rabie, JD can help you hold a negligent individual or business accountable for their conduct following a catastrophic accident.
Call West Loop Law and the Law Office of Nhan Nguyen, MD, JD now at (713) 840-7200 to book a consultation and discuss your case if you or a loved one has been unfairly injured in a serious accident.
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